Business Loans Australia :: News
SHARE

Share this news item!

CBA Achieves Record Profit Through Robust Lending Growth

A$10.25 Billion Profit Reflects Strength in Home and Business Loans

CBA Achieves Record Profit Through Robust Lending Growth?w=400
The Commonwealth Bank of Australia (CBA) has announced a record full-year cash profit of A$10.25 billion for the fiscal year ending June 30, 2025.
This achievement surpasses analyst expectations and marks an increase from the previous year's profit of A$9.84 billion.

The bank's impressive performance is attributed to substantial growth in both home and business lending sectors. Home lending experienced a 6.1% increase, while business lending grew by 12.2%, both exceeding national averages. This growth is supported by improved household disposable incomes, resulting from lower interest rates, reduced inflation, and tax cuts.

In addition to lending growth, CBA's net interest margin improved by 9 basis points to 2.08%, and the common equity tier 1 capital ratio remained steady at 12.3%. These metrics indicate the bank's strong financial health and its ability to navigate the competitive banking landscape.

For customers, CBA's robust financial position may translate into more competitive loan products and enhanced services. The bank's commitment to supporting both homebuyers and businesses underscores its role in driving economic growth and stability in Australia.

In summary, CBA's record profit highlights the bank's effective strategies in capitalizing on lending opportunities and its dedication to meeting the financial needs of Australians. This success story reflects the dynamic nature of the banking sector and the importance of adapting to market demands.

Published:Sunday, 5th Oct 2025
Source: Paige Estritori

Share this news item:

Finance News

Westpac's Bold Move to Reclaim Business Lending Leadership
Westpac's Bold Move to Reclaim Business Lending Leadership
05 Oct 2025: Paige Estritori
Westpac Banking Corporation has unveiled an ambitious plan to bolster its presence in the Australian business lending market by recruiting 350 additional bankers over the next two years. This initiative is part of Westpac's broader strategy to reclaim its former leadership position in the sector, which has seen intensified competition among Australia's major banks. - read more
CBA's Record-Breaking Profit Fueled by Robust Lending Growth
CBA's Record-Breaking Profit Fueled by Robust Lending Growth
05 Oct 2025: Paige Estritori
The Commonwealth Bank of Australia (CBA) has announced a record full-year cash profit of A$10.25 billion for the fiscal year ending June 30, 2025. This impressive figure surpasses both analyst expectations and the previous year's profit of A$9.84 billion, highlighting the bank's strong performance in a competitive financial landscape. - read more
Japanese Banks SMBC and MUFG Drive Business Lending Growth in Australia
Japanese Banks SMBC and MUFG Drive Business Lending Growth in Australia
05 Oct 2025: Paige Estritori
Australia's business lending sector is witnessing a significant shift as Japanese banking giants Sumitomo Mitsui Banking Corporation (SMBC) and Mitsubishi UFJ Financial Group (MUFG) emerge as leading growth drivers. In July 2025, the combined business loan books of Australia's top 10 authorised deposit-taking institutions (ADIs) reached A$925 billion, with SMBC and MUFG recording the highest percentage growth rates among them. - read more
Australian Business Lending Surges 9.2% in June 2025
Australian Business Lending Surges 9.2% in June 2025
27 Sep 2025: Paige Estritori
In June 2025, Australia's business lending landscape experienced a significant upswing, with loans to non-financial businesses reaching $1.14 trillion-a 9.2% increase compared to the same month in 2024. This growth rate notably outpaced the 5.6% year-on-year rise in housing loans, which totaled $2.34 trillion. The widening gap between business and housing loan growth, now the largest since September 2022, underscores a renewed appetite for corporate borrowing. - read more
Non-Bank Lenders Fill Void as Traditional Banks Tighten Credit
Non-Bank Lenders Fill Void as Traditional Banks Tighten Credit
27 Sep 2025: Paige Estritori
The Australian financial landscape is witnessing a significant shift as non-bank lenders rapidly expand to meet the financing needs of businesses, particularly small and medium-sized enterprises (SMEs). This growth comes in response to traditional banks tightening their lending criteria, leaving many businesses seeking alternative funding sources. - read more
Private Lending Growth Opens Doors and Risks for Brokers
Private Lending Growth Opens Doors and Risks for Brokers
27 Sep 2025: Paige Estritori
The private lending sector in Australia is experiencing unprecedented growth, presenting both opportunities and challenges for brokers navigating this evolving landscape. As traditional banks tighten lending criteria, brokers are increasingly turning to private lenders to meet the diverse financing needs of their clients. - read more


Business Loans Articles

The Ultimate Checklist for Applying for a Business Loan in Australia
The Ultimate Checklist for Applying for a Business Loan in Australia
Welcome to the world of boating! Whether you've just bought your first boat or are considering making a purchase, it's essential to understand the importance of regular maintenance. Proper upkeep not only extends the life of your boat but also ensures safety while out on the water. - read more
Financing Options to Boost Your Business Liquidity
Financing Options to Boost Your Business Liquidity
Liquidity is a vital aspect of any successful business, representing the ability to meet short-term obligations and to manage cash flow effectively. High liquidity indicates that a company can swiftly convert assets into cash to cover its liabilities. This financial agility enables businesses to navigate unpredictability, seize opportunities, and maintain operational stability. - read more
Bridging the Gap: Accessing Capital Through Start-Up Loans in Australia
Bridging the Gap: Accessing Capital Through Start-Up Loans in Australia
Embarking on a startup journey in Australia is both thrilling and challenging. You have a groundbreaking idea, but starting a business involves numerous hurdles—capital being a primary one. This is where business loans come into play. They are crucial lifelines that help convert entrepreneurial dreams into reality. - read more
Customized Leasing Solutions: Finding the Right Terms for Your Business Needs
Customized Leasing Solutions: Finding the Right Terms for Your Business Needs
Equipment leasing presents a strategic financial opportunity for Australian businesses seeking to maximize operational efficiency without the hefty price tag of purchasing. As many companies strive to stay competitive and agile in a bustling economic landscape, the importance of flexible asset acquisition cannot be understated. - read more
Breaking Down Barriers: How to Overcome Delays in Business Loan Approvals
Breaking Down Barriers: How to Overcome Delays in Business Loan Approvals
Embarking on a business endeavor often requires substantial financial support, and securing a business loan can be a crucial step towards progress and expansion. A well-prepared loan application not only showcases your business in its best light but also significantly enhances the prospects of obtaining the needed funds. Attention to detail and a thorough understanding of the lending process can streamline your journey to approval. - read more
Startup Loans vs. Business Lines of Credit: Which is Better for Your Company?
Startup Loans vs. Business Lines of Credit: Which is Better for Your Company?
Starting a new business is an exciting journey, but it often requires a significant amount of funding to get off the ground. Whether it's for purchasing equipment, hiring staff, or marketing your new venture, securing the right type of financing is crucial for success. - read more
Drawing a Roadmap: Effective Planning for Business Loan Utilization in Australia
Drawing a Roadmap: Effective Planning for Business Loan Utilization in Australia
Effective planning is the backbone of any thriving business, and when it comes to leveraging financial products like business loans, this foresight becomes even more crucial. In the dynamic economic landscape of Australia, businesses are continually walking a tightrope, balancing investment, growth, and financial stability. The importance of prudent and strategic planning for business loan utilization cannot be overstated; it can mean the difference between a flourishing enterprise and one that struggles to keep its head above water. - read more


Need Help Finding a Loan?
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Amortization:
The process of gradually paying off a debt over a period of time through regular payments.