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Business Loans Australia Weekly News Briefing

Each week, we distil the most important Australian business stories into a clear, time‑saving wrap. Expect concise headlines, context on policy and regulation, notable industry moves, technology shifts, and trends shaping operations and growth. Designed for owners, entrepreneurs and decision-makers, you’ll get what matters, why it matters, and practical takeaways to act with confidence. A trustworthy, industry‑specific summary you can rely on, delivered consistently and straight to the point.

This Week:

This week: the ATO will keep accepting credit cards until July 2027 after the surcharge ban, so SMEs should plan cash flow and payment options now. Businesses are receiving historical superannuation debt notices, so reconcile payroll and records promptly. Betts is rescued via a $13.3m DOCA, showing how early restructuring can preserve core operations. Finally, spreadsheet payroll risks persist under complex awards—connect systems and audit after rate changes. Visit business-loans.com.au for guides, tools and MoneyTips.

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EPISODE 3393 | Business Loans Australia Weekly News Briefing | Fri, 30th Oct 2026

3 Nov 2026 | Paige Estritori

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Finance News

SMEs Turn to Non-Bank Funding as Investment Plans Hold Up
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28 Oct 2026: Paige Estritori
Australian SMEs planning their next round of investment are increasingly looking beyond traditional bank funding, with new ScotPac SME Growth Index findings reported by Inside Small Business on 22 October 2026 showing non-bank finance has reached a record share of intended funding use. The result is a notable signal for business owners and finance managers: the question is no longer simply whether credit is available, but which structure best matches the timing, risk and cash flow profile of the business. - read more
Business Confidence Signals Put Loan Readiness Back in Focus
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Latest Australian business survey reporting is sending a practical message to owners and finance managers: trading conditions may be holding up in parts of the economy, but confidence remains fragile. For SMEs, that mix matters. When revenue is uneven, input costs are sticky and customers are cautious, the timing and structure of new borrowing can become just as important as the headline interest rate. - read more
Why ATO Interest Changes Matter for Business Borrowers
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A tax change now working through Australian business finances deserves close attention from owners, directors and finance managers. Since 1 July 2025, the ATO’s general interest charge and shortfall interest charge have no longer been tax-deductible. For businesses carrying overdue tax or correcting underpaid obligations, that can lift the effective after-tax cost of falling behind. - read more
Payday Super Puts Payroll Timing Under the Finance Microscope
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02 Sep 2026: Paige Estritori
Australia’s move towards Payday Super is more than a compliance update for employers. For many small and medium-sized businesses, it changes the rhythm of payroll-related cash outflows and places a sharper focus on whether day-to-day liquidity is strong enough to meet obligations as they fall due. - read more
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Latest market reporting around specialist SME lender Judo Bank points to a business credit market that is not shutting down, but is becoming more deliberate. The lender’s continued focus on relationship-led lending, deposits and small to medium-sized business borrowers suggests demand for finance remains present among firms with clear plans and serviceable cash flow. - read more
Payment Timing Keeps Pressure on SME Working Capital
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Fresh small business indicators are again pointing to a familiar challenge for Australian SMEs: trading activity may continue, but the timing of cash receipts is still creating pressure. Recent industry commentary has highlighted uneven payment behaviour, cautious customer spending and a more deliberate approach to investment among smaller firms. For owners and finance managers, that combination can make working capital planning just as important as sales growth. - read more
Payment Delays Put Working Capital Back on the SME Agenda
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Late invoice payments are again emerging as a practical funding issue for Australian small and medium-sized businesses, with fresh industry commentary pointing to continued pressure across trade payments, cash reserves and day-to-day operating liquidity. For business owners, the message is clear: revenue on paper is not the same as cash in the bank. - read more


Knowledgebase
Bridging Finance:
A short-term loan that covers a financial shortfall during time between the purchase of a new property and the sale of an old property.