Each week, we distil the most important Australian business stories into a clear, time‑saving wrap. Expect concise headlines, context on policy and regulation, notable industry moves, technology shifts, and trends shaping operations and growth. Designed for owners, entrepreneurs and decision-makers, you’ll get what matters, why it matters, and practical takeaways to act with confidence. A trustworthy, industry‑specific summary you can rely on, delivered consistently and straight to the point.
This Week:
This week: the RBA holds rates, signalling steady borrowing costs for longer. Fresh analysis says rate changes are having a weaker effect on household spending due to mortgage buffers, so any future cuts may lift demand slowly. Payday Super is legislated to start 1 July 2026, requiring super to be paid within seven days of payday, with cash flow and compliance implications as the ATO finalises guidance. Plus, a new AI platform launches to match startups with partners and potential funding. Takeaways: review funding mix, tighten cash flow, and line up flexible facilities as needed.
EPISODE 874 | Business Loans Australia Weekly News Briefing | Sun, 9th Nov 2025
13 Nov 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Business Loans Australia Weekly News Briefing, Im Paige Estritori, and its Sunday 9 November 2025.
First up, the Reserve Bank of Australia kept the cash rate on hold this week. Inflation looks sticky, so rate relief may take longer. For owners, that means borrowing costs stay where they are for now and lenders remain selective. Sense check your funding mix, weigh fixed versus variable where appropriate, and make sure working capital facilities match your cash cycle with flexible terms.
Meanwhile, new research suggests interest rate changes are hitting household spending less than expected because mortgage buffers and offset accounts are softening the blow. If cuts arrive next year, the boost to demand could be slower. For SMEs, plan as if conditions stay steady for longer: keep cash flow forecasts tight, compare options beyond traditional overdrafts, and consider fit‑for‑purpose products like equipment or invoice finance alongside unsecured and secured loans.
On payroll, Payday Superannuation has cleared Parliament. From 1 July 2026, employers must pay super within seven business days of payday. Small business groups warn of extra admin and cash flow strain, and the Australian Taxation Office is consulting on implementation. Map your pay cycles now, build a cash buffer, and line up a short‑dated facility if needed so super payments do not crowd out wages or stock.
And for founders chasing capital, a new AI‑driven matching platform launched this week to connect startups with education, partners and potential funding. Treat it as one more channel alongside brokers and direct lender outreach. Keep your financials investor‑ready so you can move fast when a suitable option appears.
Thats the wrap. For tailored loan solutions, a streamlined online application, and expert support from our nationwide broking network, visit business-loans.com.au. Im Paige Estritori; talk next week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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