Each week, we distil the most important Australian business stories into a clear, time‑saving wrap. Expect concise headlines, context on policy and regulation, notable industry moves, technology shifts, and trends shaping operations and growth. Designed for owners, entrepreneurs and decision-makers, you’ll get what matters, why it matters, and practical takeaways to act with confidence. A trustworthy, industry‑specific summary you can rely on, delivered consistently and straight to the point.
This Week:
This week: Treasurys trust tax consultation flags a 30% baseline tax for discretionary trusts from July 2028, prompting SMEs to plan for potential restructure and stamp duty costs. Innovators warn proposed R&D Tax Incentive changes could hit refunds and cash flow, so founders should stress‑test runway and consider bridging finance. An EMDG review recommends ending ‘first in, first served and adding AI checks, so exporters should prepare early and treat grants as part of a wider funding mix. And with Payday Super now in effect, some contractor arrangements may still require super; tighten payroll and consider short‑term facilities to smooth cash timing.
EPISODE 2331 | Business Loans Australia Weekly News Briefing | Fri, 10th Jul 2026
16 Jul 2026 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Business Loans Australia Weekly News Briefing, Im Paige Estritori, and its Friday, 10 July 2026.
First, the federal government has released a consultation paper on trust tax reform. It proposes a baseline tax of about 30 per cent on discretionary trusts from 1 July 2028, with limited rollover relief to help businesses restructure. Stamp duty isnt addressed, so moving assets could still trigger state costs. If you trade through a trust, speak to your advisers this month, model the cash flow impact, and line up flexible funding so any restructure doesnt stall your growth while rules are finalised.
Next up, deep‑tech and med‑tech groups have warned that proposed changes to the R&D Tax Incentive, or RDTI, could dent cash flow for innovators. Two ideas on the table are limiting refundable offsets to companies under ten years old and narrowing what counts as supporting R&D. If you rely on RDTI refunds, stress‑test your runway now and consider bridging options like working capital or equipment finance to keep projects moving while policy is clarified.
Meanwhile, a review of the Export Market Development Grant, or EMDG, says the scheme should move away from “first in, first served” and consider using AI to assess applications. Industry voices back improvements but worry smaller exporters could miss out if criteria tighten. If exporting is on your roadmap, get your documentation in order early and treat grants as one leg of a broader funding mix, not the only source of cash.
And finally, contractor arrangements are in the spotlight as new superannuation obligations bite from 1 July. Payday Super means super should be paid with each pay run, and some contractor setups may still require super, regardless of ABNs or invoice wording. Tighten payroll processes now and, if timing mismatches create cash gaps, use a short‑term facility with clear, manageable repayments rather than juggling bills.
Thats the wrap. For tailored loan options, flexible terms and fast online applications backed by an independent broker network, head to business-loans.com.au. Im Paige Estritori; thanks for listening, and Ill see you next week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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