Each week, we distil the most important Australian business stories into a clear, time‑saving wrap. Expect concise headlines, context on policy and regulation, notable industry moves, technology shifts, and trends shaping operations and growth. Designed for owners, entrepreneurs and decision-makers, you’ll get what matters, why it matters, and practical takeaways to act with confidence. A trustworthy, industry‑specific summary you can rely on, delivered consistently and straight to the point.
This Week:
Paige covers four stories for Australian business owners: a jump in unemployment that raises the odds of an RBA rate cut; a new ASIC beneficial ownership register that will tighten lending checks; super reform changes that drop the unrealised gains tax and focus on realised earnings with indexed thresholds; and rising household spending led by digital services alongside higher utility costs. The takeaways focus on maintaining clean compliance records, comparing secured and unsecured finance, matching repayments to cashflow, and using flexible working capital. Visit business-loans.com.au for tailored options.
EPISODE 803 | Business Loans Australia Weekly News Briefing | Sun, 19th Oct 2025
23 Oct 2025 | Paige Estritori
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Hello and welcome to Business Loans Australia Weekly News Briefing, Im Paige Estritori, and its Sunday, 19 October 2025.
First up, Australias unemployment rate rose to about four and a half per cent in September, according to the Australian Bureau of Statistics, or ABS. That lifts the chance the Reserve Bank of Australia, RBA, will trim the cash rate again as soon as November. For owners, that can mean easing borrowing costs, but also softer demand. Consider tightening cashflow settings now and lining up finance options early so you can act quickly.
Meanwhile, the government is funding a new beneficial ownership register run by the Australian Securities and Investments Commission, or ASIC, to reveal who really owns companies and trusts by 2028. Expect tighter know‑your‑customer checks across lending, leasing and trade finance. Keep director IDs, trust deeds and cap tables up to date. Clean records help speed applications and support tailored solutions.
On superannuation, the government has dropped the plan to tax unrealised gains on large balances. Instead, higher rates will apply only to realised earnings, with thresholds indexed over time. For those holding business premises in a self‑managed super fund, SMSF, that reduces the risk of a cash squeeze from paper gains. If youre weighing upgrades or expansion, compare secured and unsecured options and match repayments to rent or seasonal revenue.
And finally, household spending kept rising in September, led by streaming, gaming and tech, while utilities climbed as rebates rolled off. For retail, hospitality and services, demand looks a touch firmer into year‑end, but input costs still bite. Flexible working capital can help bridge inventory and marketing cycles without locking you into rigid terms.
Thats the wrap. For funding built around your business, with flexible terms, a streamlined online application, and expert support from our nationwide broker network, head to business-loans.com.au.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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Interest Rate: A rate which is charged or paid for the use of money. An interest rate is often expressed as an annual percentage of the principal. It is calculated by dividing the amount of interest by the amount of principal. Interest rates often change as a resul
