Each week, we distil the most important Australian business stories into a clear, time‑saving wrap. Expect concise headlines, context on policy and regulation, notable industry moves, technology shifts, and trends shaping operations and growth. Designed for owners, entrepreneurs and decision-makers, you’ll get what matters, why it matters, and practical takeaways to act with confidence. A trustworthy, industry‑specific summary you can rely on, delivered consistently and straight to the point.
This Week:
Inflation eased in June, easing pressure on the RBA and giving businesses a chance to reassess loan structures. New credit data shows big firms increasing borrowing while SMEs pull back, with asset finance demand softer—so strong applications and the right security mix matter. From 1 October, card surcharges are banned but merchant fees remain, so businesses should audit costs and adjust pricing or providers. A new grant round offers up to $20,000 per business for upgrades, with applications closing 6 September, which can complement or reduce loan needs.
EPISODE 2522 | Business Loans Australia Weekly News Briefing | Fri, 31st Jul 2026
5 Aug 2026 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Business Loans Australia Weekly News Briefing, Im Paige Estritori, and its Friday, 31 July 2026.
First up, inflation eased again in June. Headline inflation is now around three-point-eight per cent year on year, with underlying inflation near three‑point‑six. That takes some pressure off the Reserve Bank of Australia, and may steady borrowing costs. For business owners, this is a good time to review facilities, compare options, and check whether a mix of fixed and variable still suits your cash flow.
Meanwhile, new business credit data shows a widening gap between big and small firms. Large enterprises lifted loan applications over the past year, but small and medium businesses pulled back, and asset finance demand dipped. Lenders are still active, but files need to be tighter. Make sure financials are up to date, security and serviceability are clear, and consider whether unsecured or secured funding is the better fit before you apply.
Next up, the card surcharge ban starts on 1 October. You wont be able to add a card surcharge for Visa, Mastercard or eftpos transactions, but merchant fees dont disappear. Many businesses will need to reprice or renegotiate terminals to protect margins. Action now beats a scramble later: audit your payment costs, shop around for lower‑fee providers, and model the impact so your price list isnt doing the heavy lifting overnight.
And one more for your funding mix: a fresh grant window has opened for small business upgrades. Up to 50 businesses can receive grants of around twenty‑thousand dollars each, with applications closing on 6 September. If youve been eyeing a fit‑out, equipment, or a digital upgrade, this could reduce how much you need to borrow—or let you combine a grant with a tailored loan to move faster.
Thats the wrap. For help comparing business loan options—secured or unsecured—and a streamlined application backed by expert support, head to business-loans.com.au. Im Paige Estritori. See you next week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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