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Flexible Business Loans For Australian Enterprises

Business Loans Australia is your one-stop portal for fast, easy access to all forms of business finance including working capital, business acquisition, plant & equipment leasing, business start-up loans, franchise funding, loan refinancing and commercial property ... regardless of your situation.
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All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.
Compare rates and options from a huge selection of bank, non-bank and private lenders with the capacity to help you find the best outcome for your business, whatever your situation.

Any Purpose

working capital, business acquisition, plant & equipment leasing, business start-up loans, franchise funding, loan refinancing and commercial property.


Any Situation

Refused by Banks, Self-employed, Bad Credit History, Low/No Deposit, No Savings History, Ex-bankrupt.


All Features

secured Loans, unsecured finance, leasing, hire purchase, chattel mortgage, major banks, non-bank lenders, lo/no-doc loans.


Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.


Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of over 2000 finance professionals across Australia - all competing for your business.


No credit check

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options.





Business Loans Articles

Financing Options to Boost Your Business Liquidity
Financing Options to Boost Your Business Liquidity
Liquidity is a vital aspect of any successful business, representing the ability to meet short-term obligations and to manage cash flow effectively. High liquidity indicates that a company can swiftly convert assets into cash to cover its liabilities. This financial agility enables businesses to navigate unpredictability, seize opportunities, and maintain operational stability. - read more
Alternative Funding Options for Your Australian Business
Alternative Funding Options for Your Australian Business
When it comes to starting or expanding a business in Australia, securing funding is often a top priority. However, traditional funding options, such as bank loans or government grants, can be difficult to obtain for small businesses. - read more
Startup Loans vs. Business Lines of Credit: Which is Better for Your Company?
Startup Loans vs. Business Lines of Credit: Which is Better for Your Company?
Starting a new business is an exciting journey, but it often requires a significant amount of funding to get off the ground. Whether it's for purchasing equipment, hiring staff, or marketing your new venture, securing the right type of financing is crucial for success. - read more
The Ultimate Checklist for Applying for a Business Loan in Australia
The Ultimate Checklist for Applying for a Business Loan in Australia
Welcome to the world of boating! Whether you've just bought your first boat or are considering making a purchase, it's essential to understand the importance of regular maintenance. Proper upkeep not only extends the life of your boat but also ensures safety while out on the water. - read more
The Role of Refinancing in Sustaining Business Growth
The Role of Refinancing in Sustaining Business Growth
Loan refinancing is a financial strategy where existing debts are replaced with new ones, usually with different terms and conditions. While it might seem like just swapping one loan for another, the nuances can be game-changers for businesses. Refinancing often provides a chance to improve borrowing conditions, such as reducing interest rates, altering loan durations, or switching to a more favourable lender. - read more
Mezzanine Finance: A Strategic Tool for Business Growth through Acquisition
Mezzanine Finance: A Strategic Tool for Business Growth through Acquisition
Mezzanine finance represents a sophisticated instrument within the realm of corporate finance, often utilized as a strategic tool when more traditional forms of capital are not ideally suited or are insufficient for a firm's needs. Inherently, it serves as a hybrid between debt and equity financing, tailored to support growth initiatives such as business acquisitions. - read more
From Setbacks to Success: Overcoming Credit Challenges and Fueling Business Growth
From Setbacks to Success: Overcoming Credit Challenges and Fueling Business Growth
In the dynamic world of business, navigating credit challenges is a reality for many Australian business owners. These challenges can stem from various sources, including unpaid customer invoices, unexpected expenses, or the complexities of managing cash flow. Such hurdles often come at inopportune moments, leading to recurring stress for entrepreneurs trying to maintain a stable financial standing. - read more

Finance News

Commonwealth Bank Challenges RBA's Card Fee Reform
Commonwealth Bank Challenges RBA's Card Fee Reform
12 Sep 2025: Paige Estritori
Australia’s leading financial institution, the Commonwealth Bank of Australia, has openly criticised the Reserve Bank of Australia (RBA) for its calculations related to a proposed reduction in debit and credit card transaction fees. The RBA suggested that the reform would save Australian businesses $1.2 billion annually and benefit the majority of companies, a claim that the Commonwealth Bank strongly disputes. - read more
Ongoing Consumer Spending Surge Threatens Future Interest Rate Cuts
Ongoing Consumer Spending Surge Threatens Future Interest Rate Cuts
11 Sep 2025: Paige Estritori
Amid a period of robust consumer spending, Australia's mortgage holders may face limited future interest-rate cuts. The Commonwealth Bank has observed Australians increasing their spending over the last six months, spurred by rising incomes, a robust job market, and previously lowered interest rates. - read more
CSLR Funding Concerns as Special Levy Decision Remains Pending
CSLR Funding Concerns as Special Levy Decision Remains Pending
11 Sep 2025: Paige Estritori
The Compensation Scheme of Last Resort (CSLR) recently highlighted potential delays in compensation payments due to insufficient special levy funds. In July, the CSLR's proposed FY2025–26 levy plan allocated $67.29 million for financial advisers, surpassing the $20 million limit set for the subsector. This shortfall of $47.29 million prompted the Treasury to initiate a consultation in August to determine funding solutions for the excess levy. - read more
Retiree Surge to Drive Demand for Financial Advisers in Australia
Retiree Surge to Drive Demand for Financial Advisers in Australia
10 Sep 2025: Paige Estritori
A recent study by Adviser Ratings, as outlined in the 2025 Australian Financial Advice Landscape Report, indicates that the number of financial advisers in Australia will need to increase significantly. From the present count of 15,500 advisers, the industry is expected to require more than 50,000 over the next thirty years to cater to a growing retiree population. - read more
FAAA Advocates Balance in Non-Compete Reform for the Financial Sector
FAAA Advocates Balance in Non-Compete Reform for the Financial Sector
10 Sep 2025: Paige Estritori
The Australian government is examining potential reforms to non-compete clauses in employment contracts, driven by concerns that current laws may impede workers from advancing their careers and, in turn, hinder economic growth. In this context, the Financial Advice Association Australia (FAAA) has raised concerns about these reforms, urging that the proposed changes should balance the interests of both employees and employers. - read more
Aussie Incomes Lag in OECD Amid Productivity Concerns
Aussie Incomes Lag in OECD Amid Productivity Concerns
09 Sep 2025: Paige Estritori
Australia has recorded a sluggish rise in real per capita household disposable income over the past decade, making it the slowest growth among major English-speaking countries. According to OECD data, from Q1 2015 to Q1 2025, Australian incomes only increased by 3.5%, starkly contrasted with Canada's 8.9%, the United States' 20.6%, and the United Kingdom's 8%. The OECD average during this period was 18.7%, further highlighting Australia's economic challenges. - read more
Mayfair 101 Director Restricted from Financial Promotions for 15 More Years
Mayfair 101 Director Restricted from Financial Promotions for 15 More Years
09 Sep 2025: Paige Estritori
James Mawhinney, a key figure at Mayfair 101 Group, has been issued a 15-year extension on his restraint from engaging in financial promotions or fund-raising, after the Federal Court finalised orders against him. This decision blocks Mawhinney from soliciting or receiving funds, as well as marketing any financial product, following the court's findings of his 'reckless' behaviour in the financial sector. - read more

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All finance quotes are provided free (via our secure server) and without obligation.
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Knowledgebase
Lien:
A legal claim against a property that must be paid off when the property is sold.