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Business Loans For Australian SMEs

Business Loans Australia is your one-stop portal for fast, easy access to all forms of business finance including working capital, business acquisition, plant & equipment leasing, business start-up loans, franchise funding, loan refinancing and commercial property ... regardless of your situation.

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All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.

Comparison results are from participating lenders and brokers supporting our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Compare rates and options from a range of bank, non-bank and private lenders via one of our broker referral network partners, who can help you choose the best outcome for your business, whatever your situation.

Any Purpose

working capital, business acquisition, plant & equipment leasing, business start-up loans, franchise funding, loan refinancing and commercial property.

Any Situation

Refused by Banks, Self-employed, Bad Credit History, Low/No Deposit, No Savings History, Ex-bankrupt.


All Features

Secured Loans, unsecured finance, leasing, hire purchase, chattel mortgage, major banks, non-bank lenders, lo/no-doc loans.

Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.

Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of our Business Loan referral partners across Australia - all competing for your business.

No credit check

Unlike many loan websites, submitting your initial finance enquiry with us does not create a credit file entry. Should you choose to proceed with a lender, a credit check may then be required by that lender, subject to their processes. Multiple credit file entries can make it considerably more difficult to obtain a loan and can limit your options.




Business Loans Articles

Mastering Cash Flow: Essential Tips for Expanding Your Business's Working Capital
Mastering Cash Flow: Essential Tips for Expanding Your Business's Working Capital
Cash flow is the lifeblood of any business, signifying the money that flows in and out of your operations. It's essential for covering daily expenses, paying employees, and capitalizing on growth opportunities. Maintaining a healthy cash flow ensures that a business can meet its obligations and invest in its future. - read more
Drawing a Roadmap: Effective Planning for Business Loan Utilization in Australia
Drawing a Roadmap: Effective Planning for Business Loan Utilization in Australia
Effective planning is the backbone of any thriving business, and when it comes to leveraging financial products like business loans, this foresight becomes even more crucial. In the dynamic economic landscape of Australia, businesses are continually walking a tightrope, balancing investment, growth, and financial stability. The importance of prudent and strategic planning for business loan utilization cannot be overstated; it can mean the difference between a flourishing enterprise and one that struggles to keep its head above water. - read more
Secured vs Unsecured Business Loans: Which is Right for You?
Secured vs Unsecured Business Loans: Which is Right for You?
In Australia, business loans are a crucial tool for companies looking to grow, expand, or manage cash flow. From small enterprises to large corporations, securing funding can mean the difference between success and failure. The financial landscape is diverse, offering various loan options tailored to different needs and business models. - read more
From Application to Expansion: The Complete Roadmap to a Successful Business Loan Journey
From Application to Expansion: The Complete Roadmap to a Successful Business Loan Journey
For many Australian entrepreneurs, a business loan is a vital step towards achieving growth and success. Access to capital can fuel expansion, help manage cash flow, and provide the necessary resources to capitalize on new opportunities. However, navigating the journey from application to approval, and eventually, to expansion, presents its own set of challenges. - read more
From Setbacks to Success: Overcoming Credit Challenges and Fueling Business Growth
From Setbacks to Success: Overcoming Credit Challenges and Fueling Business Growth
In the dynamic world of business, navigating credit challenges is a reality for many Australian business owners. These challenges can stem from various sources, including unpaid customer invoices, unexpected expenses, or the complexities of managing cash flow. Such hurdles often come at inopportune moments, leading to recurring stress for entrepreneurs trying to maintain a stable financial standing. - read more
A Growth Blueprint: Crafting a Financial Plan for Expanding Enterprises
A Growth Blueprint: Crafting a Financial Plan for Expanding Enterprises
Financial planning plays a crucial role when businesses are poised for growth. As enterprises expand, a well-crafted financial plan acts as a guiding framework to navigate the complexities that come with scaling operations. This plan helps in ensuring that resources are meticulously allocated and potential financial hurdles are effectively managed. - read more
Breaking Down Barriers: How to Overcome Delays in Business Loan Approvals
Breaking Down Barriers: How to Overcome Delays in Business Loan Approvals
Embarking on a business endeavor often requires substantial financial support, and securing a business loan can be a crucial step towards progress and expansion. A well-prepared loan application not only showcases your business in its best light but also significantly enhances the prospects of obtaining the needed funds. Attention to detail and a thorough understanding of the lending process can streamline your journey to approval. - read more

Finance News

ANZ Bank's Financial Performance and Strategic Cost Reductions
ANZ Bank's Financial Performance and Strategic Cost Reductions
14 Nov 2025: Paige Estritori
ANZ Group has reported a 14% decline in annual cash earnings, amounting to A$5.79 billion for the fiscal year ending September 30, 2025. This downturn is primarily attributed to a significant post-tax impact of A$1.11 billion, which includes A$414 million in redundancy costs for 3,500 employees and A$264 million in penalties from a regulatory lawsuit. - read more
CBA's First-Quarter Financial Results: Balancing Growth and Margin Pressures
CBA's First-Quarter Financial Results: Balancing Growth and Margin Pressures
14 Nov 2025: Paige Estritori
The Commonwealth Bank of Australia (CBA), the nation's largest bank by market value, has reported a modest increase in first-quarter cash profit, achieving approximately A$2.6 billion. This 1% rise from the previous two-quarter average is primarily driven by robust growth in home loans and household deposits. However, the bank's net interest margin has declined due to lower mortgage rates and intensified competition, reflecting the challenges in maintaining profitability amidst a competitive lending environment. - read more
October Sees Uptick in Australian Business Activity, NAB Reports
October Sees Uptick in Australian Business Activity, NAB Reports
14 Nov 2025: Paige Estritori
A recent survey by the National Australia Bank (NAB) reveals an improvement in Australian business conditions for October 2025, marked by a rise in sales and profits. The NAB business conditions index increased by one point to +9, reaching its highest level since March 2024. Despite this positive trend, business confidence experienced a slight decline, dropping one point to +6, though it remains above the long-term average. - read more
Japanese Banks SMBC and MUFG Propel Business Lending Expansion in Australia
Japanese Banks SMBC and MUFG Propel Business Lending Expansion in Australia
06 Nov 2025: Paige Estritori
Australia's business lending sector is witnessing a significant shift as Japanese banking giants Sumitomo Mitsui Banking Corporation (SMBC) and Mitsubishi UFJ Financial Group (MUFG) emerge as leading growth drivers. In July 2025, the combined business loan books of Australia's top 10 authorised deposit-taking institutions (ADIs) reached A$925 billion, with SMBC and MUFG recording the highest percentage growth rates among them. - read more
ANZ Ceases Share Buyback to Fund Strategic Restructuring
ANZ Ceases Share Buyback to Fund Strategic Restructuring
29 Oct 2025: Paige Estritori
In a significant strategic shift, ANZ Group has announced the cessation of its remaining A$800 million share buyback program. This decision is aimed at bolstering the bank's cash reserves to support a comprehensive restructuring plan under the leadership of CEO Nuno Matos. - read more
RBA's October 2025 Review Affirms Australia's Financial Resilience
RBA's October 2025 Review Affirms Australia's Financial Resilience
29 Oct 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has released its October 2025 Financial Stability Review, providing a comprehensive assessment of the nation's financial system. The report underscores the resilience of Australia's financial institutions, households, and businesses in the face of elevated global uncertainties. - read more
Australian Business Conditions Remain Steady in September 2025
Australian Business Conditions Remain Steady in September 2025
29 Oct 2025: Paige Estritori
In September 2025, Australian business conditions remained steady, according to the latest survey from National Australia Bank (NAB). The survey's business conditions index held firm at +8, while the business confidence index saw a slight increase of 3 points to +7, both figures sitting just above their long-term averages. - read more

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