Business Loans Australia :: Calculators

Business Loans Australia Financial Calculators

Business Loans Australia is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Car Loan Repayment Calculator
Calculate car loan repayments with our Car Loan Repayment Calculator. View detailed amortization charts to compare terms, track interest, and plan your budget with confidence.
Truck Loan Repayment Calculator
Use our Truck Loan Calculator to estimate repayments, compare finance options, and plan your purchase with ease. Fast, simple, and tailored for Australian businesses and drivers.
Business Loan Repayment Calculator
Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.
Plant & Equipment Lease Calculator
Estimate repayments with our Plant & Equipment Lease Calculator. Factor in residual (balloon) payments, compare finance options, and choose flexible terms to suit your business.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.


Business Loans Articles

Mastering Cash Flow: Essential Tips for Expanding Your Business's Working Capital
Mastering Cash Flow: Essential Tips for Expanding Your Business's Working Capital
Cash flow is the lifeblood of any business, signifying the money that flows in and out of your operations. It's essential for covering daily expenses, paying employees, and capitalizing on growth opportunities. Maintaining a healthy cash flow ensures that a business can meet its obligations and invest in its future. - read more
From Application to Expansion: The Complete Roadmap to a Successful Business Loan Journey
From Application to Expansion: The Complete Roadmap to a Successful Business Loan Journey
For many Australian entrepreneurs, a business loan is a vital step towards achieving growth and success. Access to capital can fuel expansion, help manage cash flow, and provide the necessary resources to capitalize on new opportunities. However, navigating the journey from application to approval, and eventually, to expansion, presents its own set of challenges. - read more
Secured vs Unsecured Business Loans: Which is Right for You?
Secured vs Unsecured Business Loans: Which is Right for You?
In Australia, business loans are a crucial tool for companies looking to grow, expand, or manage cash flow. From small enterprises to large corporations, securing funding can mean the difference between success and failure. The financial landscape is diverse, offering various loan options tailored to different needs and business models. - read more
Financing Options to Boost Your Business Liquidity
Financing Options to Boost Your Business Liquidity
Liquidity is a vital aspect of any successful business, representing the ability to meet short-term obligations and to manage cash flow effectively. High liquidity indicates that a company can swiftly convert assets into cash to cover its liabilities. This financial agility enables businesses to navigate unpredictability, seize opportunities, and maintain operational stability. - read more
A Growth Blueprint: Crafting a Financial Plan for Expanding Enterprises
A Growth Blueprint: Crafting a Financial Plan for Expanding Enterprises
Financial planning plays a crucial role when businesses are poised for growth. As enterprises expand, a well-crafted financial plan acts as a guiding framework to navigate the complexities that come with scaling operations. This plan helps in ensuring that resources are meticulously allocated and potential financial hurdles are effectively managed. - read more
Unlocking the Secrets to Flexible Business Financing in Australia
Unlocking the Secrets to Flexible Business Financing in Australia
For emerging businesses seeking to navigate the vibrant economic currents of Australia, grasping the startup lending landscape is essential. A myriad of financing options, each with its distinct advantages and caveats, awaits the ambitious entrepreneur. In this sea of possibilities, securing the right funding becomes more than a mere necessity—it represents a decisive factor in charting the course toward business success. - read more
Understanding Loan Terms and Conditions: A Guide for New Business Owners
Understanding Loan Terms and Conditions: A Guide for New Business Owners
Starting a business often requires a substantial amount of capital, which many new business owners may not have readily available. Business loans can provide the necessary funding to help get your startup off the ground, from purchasing equipment to hiring staff and everything in between. - read more

Finance News

Commonwealth Bank's Business Lending Reaches New Heights
Commonwealth Bank's Business Lending Reaches New Heights
18 Feb 2026: Paige Estritori
The Commonwealth Bank of Australia (CBA) has reported a significant 12% increase in its business lending portfolio, reaching $168 billion by December 2025. This growth underscores the bank's commitment to supporting Australian businesses and reflects a broader economic confidence among enterprises. - read more
Reserve Bank's Rate Hike: Implications for Australian SMEs
Reserve Bank's Rate Hike: Implications for Australian SMEs
18 Feb 2026: Paige Estritori
The Reserve Bank of Australia (RBA) has raised the official cash rate by 0.25 percentage points to 3.85%, marking the first increase in over two years. This decision, driven by persistent inflationary pressures, has significant implications for small and medium-sized enterprises (SMEs) across the country. - read more
APRA's New Debt-to-Income Limits: What Borrowers Need to Know
APRA's New Debt-to-Income Limits: What Borrowers Need to Know
18 Feb 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced the implementation of a new policy aimed at mitigating financial risks associated with high debt-to-income (DTI) home loans. Effective from 1 February 2026, authorised deposit-taking institutions (ADIs) are required to limit the issuance of new mortgage loans with DTI ratios of six times or more to no more than 20% of their total new lending. - read more
Renown Lending Boosts SME Funding Pool to $400 Million
Renown Lending Boosts SME Funding Pool to $400 Million
10 Feb 2026: Paige Estritori
In a significant move to bolster support for small and medium-sized enterprises (SMEs) across Australia, Renown Lending has announced an expansion of its funding pool from $250 million to $400 million. This substantial increase aims to provide fast and flexible financing solutions to businesses nationwide, addressing the growing demand for accessible funding options. - read more
Westpac's Bold Move to Strengthen Business Lending
Westpac's Bold Move to Strengthen Business Lending
02 Feb 2026: Paige Estritori
In a significant strategic shift, Westpac Banking Corporation is intensifying its focus on business lending by restructuring its branch operations and investing heavily in digital platforms. This move aims to enhance support for small and medium-sized enterprises (SMEs) across Australia. - read more
AFCA Cautions SMEs on Unregulated Lending Practices
AFCA Cautions SMEs on Unregulated Lending Practices
02 Feb 2026: Paige Estritori
The Australian Financial Complaints Authority (AFCA) has issued a cautionary advisory to small businesses regarding the potential risks associated with engaging lenders who are not members of AFCA. This warning comes in response to a noticeable increase in complaints from SMEs about lenders operating outside the regulatory framework. - read more
SMEs Seek Financing Solutions Ahead of ATO Debt Rule Changes
SMEs Seek Financing Solutions Ahead of ATO Debt Rule Changes
02 Feb 2026: Paige Estritori
Australian small and medium-sized enterprises (SMEs) are proactively seeking financing solutions in response to impending changes in Australian Taxation Office (ATO) debt regulations. Effective July 1, general interest charges (GIC) and shortfall interest charges (SIC) on tax debts will no longer be tax-deductible, prompting a significant uptick in loan inquiries from businesses aiming to manage their tax obligations efficiently. - read more

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Knowledgebase
Adjustable-Rate Mortgage (ARM) Cap:
A limit on how much the interest rate or the payment can change for an Adjustable-Rate Mortgage.