Business Loans Australia :: Calculators

Business Loans Australia Financial Calculators

Business Loans Australia is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Car Loan Repayment Calculator
Calculate car loan repayments with our Car Loan Repayment Calculator. View detailed amortization charts to compare terms, track interest, and plan your budget with confidence.
Truck Loan Repayment Calculator
Use our Truck Loan Calculator to estimate repayments, compare finance options, and plan your purchase with ease. Fast, simple, and tailored for Australian businesses and drivers.
Business Loan Repayment Calculator
Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.
Plant & Equipment Lease Calculator
Estimate repayments with our Plant & Equipment Lease Calculator. Factor in residual (balloon) payments, compare finance options, and choose flexible terms to suit your business.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.


Business Loans Articles

Startup Loans vs. Business Lines of Credit: Which is Better for Your Company?
Startup Loans vs. Business Lines of Credit: Which is Better for Your Company?
Starting a new business is an exciting journey, but it often requires a significant amount of funding to get off the ground. Whether it's for purchasing equipment, hiring staff, or marketing your new venture, securing the right type of financing is crucial for success. - read more
From Setbacks to Success: Overcoming Credit Challenges and Fueling Business Growth
From Setbacks to Success: Overcoming Credit Challenges and Fueling Business Growth
In the dynamic world of business, navigating credit challenges is a reality for many Australian business owners. These challenges can stem from various sources, including unpaid customer invoices, unexpected expenses, or the complexities of managing cash flow. Such hurdles often come at inopportune moments, leading to recurring stress for entrepreneurs trying to maintain a stable financial standing. - read more
Drawing a Roadmap: Effective Planning for Business Loan Utilization in Australia
Drawing a Roadmap: Effective Planning for Business Loan Utilization in Australia
Effective planning is the backbone of any thriving business, and when it comes to leveraging financial products like business loans, this foresight becomes even more crucial. In the dynamic economic landscape of Australia, businesses are continually walking a tightrope, balancing investment, growth, and financial stability. The importance of prudent and strategic planning for business loan utilization cannot be overstated; it can mean the difference between a flourishing enterprise and one that struggles to keep its head above water. - read more
From Application to Expansion: The Complete Roadmap to a Successful Business Loan Journey
From Application to Expansion: The Complete Roadmap to a Successful Business Loan Journey
For many Australian entrepreneurs, a business loan is a vital step towards achieving growth and success. Access to capital can fuel expansion, help manage cash flow, and provide the necessary resources to capitalize on new opportunities. However, navigating the journey from application to approval, and eventually, to expansion, presents its own set of challenges. - read more
Bridging the Gap: Accessing Capital Through Start-Up Loans in Australia
Bridging the Gap: Accessing Capital Through Start-Up Loans in Australia
Embarking on a startup journey in Australia is both thrilling and challenging. You have a groundbreaking idea, but starting a business involves numerous hurdles—capital being a primary one. This is where business loans come into play. They are crucial lifelines that help convert entrepreneurial dreams into reality. - read more
Maximizing Your Chances of Approval for a Startup Loan in Australia
Maximizing Your Chances of Approval for a Startup Loan in Australia
Securing financing is a pivotal step for any startup looking to establish itself and grow. In Australia, the startup lending landscape is buoyant, offering a mix of traditional and innovative financing options. The financial ecosystem is robust yet competitive, and understanding how to navigate it is crucial for new business owners. - read more
Secured vs Unsecured Business Loans: Which is Right for You?
Secured vs Unsecured Business Loans: Which is Right for You?
In Australia, business loans are a crucial tool for companies looking to grow, expand, or manage cash flow. From small enterprises to large corporations, securing funding can mean the difference between success and failure. The financial landscape is diverse, offering various loan options tailored to different needs and business models. - read more

Finance News

So Money Broadens Services to Support Australian SMEs
So Money Broadens Services to Support Australian SMEs
24 Dec 2025: Paige Estritori
In response to the growing demand for small and medium-sized enterprise (SME) financing in Australia, non-bank lender So Money has expanded its services to include tailored lending solutions for self-employed borrowers and SMEs. This strategic move aims to simplify the income verification process and strengthen partnerships with brokers, thereby enhancing access to business financing. - read more
ASIC Advocates for Enhanced Standards in Australia's Private Lending Sector
ASIC Advocates for Enhanced Standards in Australia's Private Lending Sector
24 Dec 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has issued a call for the private lending sector to elevate its standards to align more closely with traditional banking practices. This initiative follows an extensive review by the regulator, which uncovered inconsistencies in reporting, downplayed risks, and opaque fee structures within the rapidly growing private credit market. - read more
Westpac Restructures to Strengthen Business Lending Focus
Westpac Restructures to Strengthen Business Lending Focus
24 Dec 2025: Paige Estritori
Westpac Banking Corporation has announced a significant restructuring initiative aimed at bolstering its presence in the business lending market. The bank plans to replace a substantial number of in-branch tellers with business bankers, a move designed to enhance support for small and medium-sized enterprises (SMEs) and capitalise on the growing demand for business financing. - read more
ASX Adjusts Dividend Policy Following ASIC's $150 Million Capital Charge
ASX Adjusts Dividend Policy Following ASIC's $150 Million Capital Charge
16 Dec 2025: Paige Estritori
The Australian Securities Exchange (ASX) has announced a reduction in its dividend payout ratio to 75–85% of underlying net profit after tax. This decision follows the Australian Securities and Investments Commission's (ASIC) imposition of an additional A$150 million capital charge on the exchange operator. The regulatory action stems from an inquiry into ASX's operational shortcomings, including a failed software upgrade and recurring trade-processing issues. - read more
Hanwha's Investment in Austal Expands Amidst Regulatory Oversight
Hanwha's Investment in Austal Expands Amidst Regulatory Oversight
16 Dec 2025: Paige Estritori
The Australian government has approved South Korean conglomerate Hanwha's proposal to increase its shareholding in Australian shipbuilder Austal from 9.9% to 19.9%. This approval comes with stringent conditions concerning security and data access to safeguard Australia's strategic and national security interests. - read more
November Sees Softening in Australian Business Conditions Amidst Capacity Challenges
November Sees Softening in Australian Business Conditions Amidst Capacity Challenges
16 Dec 2025: Paige Estritori
In November, Australian business conditions experienced a decline, as reported by the National Australia Bank (NAB) survey. The business conditions index fell by 3 points to +7, indicating a softening in sales and profits after a period of strong performance. The business confidence index also dropped by 5 points to +1, suggesting a potential cooling in consumer demand following October's strength. - read more
RBA Holds Cash Rate at 3.60%, Forecasts Extended Stability
RBA Holds Cash Rate at 3.60%, Forecasts Extended Stability
08 Dec 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has announced its decision to maintain the official cash rate at 3.60% during its December meeting, signaling a potential extended period of stability through 2026. This move reflects the central bank's response to higher-than-expected inflation and a robust economic environment. - read more

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Knowledgebase
Second Mortgage:
A type of subordinate mortgage made while an original mortgage is still in effect.