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Business Loans Articles

Secured vs Unsecured Business Loans: Which is Right for You?
Secured vs Unsecured Business Loans: Which is Right for You?
In Australia, business loans are a crucial tool for companies looking to grow, expand, or manage cash flow. From small enterprises to large corporations, securing funding can mean the difference between success and failure. The financial landscape is diverse, offering various loan options tailored to different needs and business models. - read more
Startup Loans vs. Business Lines of Credit: Which is Better for Your Company?
Startup Loans vs. Business Lines of Credit: Which is Better for Your Company?
Starting a new business is an exciting journey, but it often requires a significant amount of funding to get off the ground. Whether it's for purchasing equipment, hiring staff, or marketing your new venture, securing the right type of financing is crucial for success. - read more
Unlocking Cash Flow: How Equipment Leasing Can Benefit Your Australian Business
Unlocking Cash Flow: How Equipment Leasing Can Benefit Your Australian Business
In the ever-evolving landscape of Australian business, equipment leasing has emerged as a pivotal financial tool for companies across the spectrum. Whether you're a small start-up or a well-established corporation, the agility to pivot and adapt to market changes is critical. This introduction seeks to shed light on the concept of equipment leasing and its significance in bolstering the operational efficiency of Australian businesses. - read more
Business Loans in Australia: Tips for Finding the Perfect Fit
Business Loans in Australia: Tips for Finding the Perfect Fit
Funding is crucial for startups and small businesses looking to grow and succeed. In Australia, there are multiple financing options available, each catering to different business needs. These options range from traditional bank loans to more flexible lines of credit, helping entrepreneurs find the best fit for their specific requirements. - read more
A Growth Blueprint: Crafting a Financial Plan for Expanding Enterprises
A Growth Blueprint: Crafting a Financial Plan for Expanding Enterprises
Financial planning plays a crucial role when businesses are poised for growth. As enterprises expand, a well-crafted financial plan acts as a guiding framework to navigate the complexities that come with scaling operations. This plan helps in ensuring that resources are meticulously allocated and potential financial hurdles are effectively managed. - read more
Unlocking the Secrets to Flexible Business Financing in Australia
Unlocking the Secrets to Flexible Business Financing in Australia
For emerging businesses seeking to navigate the vibrant economic currents of Australia, grasping the startup lending landscape is essential. A myriad of financing options, each with its distinct advantages and caveats, awaits the ambitious entrepreneur. In this sea of possibilities, securing the right funding becomes more than a mere necessity—it represents a decisive factor in charting the course toward business success. - read more
Drawing a Roadmap: Effective Planning for Business Loan Utilization in Australia
Drawing a Roadmap: Effective Planning for Business Loan Utilization in Australia
Effective planning is the backbone of any thriving business, and when it comes to leveraging financial products like business loans, this foresight becomes even more crucial. In the dynamic economic landscape of Australia, businesses are continually walking a tightrope, balancing investment, growth, and financial stability. The importance of prudent and strategic planning for business loan utilization cannot be overstated; it can mean the difference between a flourishing enterprise and one that struggles to keep its head above water. - read more

Finance News

Non-Bank Lenders Escalate Court Actions as Major Banks Withdraw
Non-Bank Lenders Escalate Court Actions as Major Banks Withdraw
17 Jan 2026: Paige Estritori
In recent years, Australia's financial sector has witnessed a notable shift in lending and enforcement practices. Non-bank lenders have significantly increased their court enforcement actions, while major banks have concurrently reduced their involvement in such proceedings. This trend underscores a changing dynamic in creditor behaviour and raises important considerations for small and medium-sized enterprises (SMEs) seeking financing. - read more
Australian SMEs Curtail Borrowing Amid Economic Uncertainty
Australian SMEs Curtail Borrowing Amid Economic Uncertainty
17 Jan 2026: Paige Estritori
In the final quarter of 2025, Australian small and medium-sized enterprises (SMEs) exhibited a cautious approach to borrowing, influenced by ongoing uncertainties surrounding inflation and interest rates. This trend has led to a noticeable decline in lending volumes, reflecting the broader economic apprehensions within the SME sector. - read more
Australia's Commercial Credit Demand Increases Amid Growing Business Confidence
Australia's Commercial Credit Demand Increases Amid Growing Business Confidence
17 Jan 2026: Paige Estritori
In the third quarter of 2025, Australia experienced a notable uptick in commercial credit demand, reflecting a resurgence in business confidence across the nation. Data from Equifax indicates a 3% year-on-year increase in overall commercial credit demand, with business loan applications playing a significant role in this growth. - read more
LMG's Asset Finance Exchange Hits $80 Million Milestone in First Year
LMG's Asset Finance Exchange Hits $80 Million Milestone in First Year
09 Jan 2026: Paige Estritori
In a remarkable demonstration of Australia's expanding asset finance sector, Loan Market Group's Asset Finance Exchange (AFX) has reported settlements totaling approximately $80 million within its first year of operation. This achievement underscores the platform's effectiveness in connecting mortgage brokers with asset finance specialists, thereby facilitating substantial business growth. - read more
Valiant Finance Facilitates Over $2.5 Billion in Loans to Australian SMEs
Valiant Finance Facilitates Over $2.5 Billion in Loans to Australian SMEs
09 Jan 2026: Paige Estritori
Valiant Finance, an Australian business finance marketplace established in 2015, has achieved a significant milestone by facilitating over $2.5 billion in loans to more than 20,000 small and medium-sized enterprises (SMEs) across the country. This accomplishment underscores the growing reliance on digital platforms for business financing solutions. - read more
ANZ Receives $2 Billion Government Guarantee to Sustain Pacific Operations
ANZ Receives $2 Billion Government Guarantee to Sustain Pacific Operations
09 Jan 2026: Paige Estritori
In a strategic initiative to bolster its presence in the Pacific region, ANZ has secured a A$2 billion loan guarantee from the Australian government. This 10-year agreement aims to ensure the bank's continued operation of its Pacific branch network, serving as a countermeasure to growing regional influences. - read more
So Money Broadens Services to Support Australian SMEs
So Money Broadens Services to Support Australian SMEs
24 Dec 2025: Paige Estritori
In response to the growing demand for small and medium-sized enterprise (SME) financing in Australia, non-bank lender So Money has expanded its services to include tailored lending solutions for self-employed borrowers and SMEs. This strategic move aims to simplify the income verification process and strengthen partnerships with brokers, thereby enhancing access to business financing. - read more

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Knowledgebase
Jumbo Loan:
A mortgage loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA).