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Finance News from Business Loans Australia

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Finance News

RBA's October 2025 Review Highlights Financial System Resilience
RBA's October 2025 Review Highlights Financial System Resilience
13 Oct 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has released its October 2025 Financial Stability Review, providing a comprehensive assessment of the nation's financial system. The report affirms that Australia's financial institutions are well-equipped to navigate current global economic uncertainties. - read more
Australian Consumer Sentiment Declines in October 2025
Australian Consumer Sentiment Declines in October 2025
13 Oct 2025: Paige Estritori
In October 2025, Australian consumer sentiment experienced a notable decline, marking the second consecutive month of reduced confidence. The Westpac-Melbourne Institute survey reported a 3.5% drop in the sentiment index, bringing it to 92.1. This follows a 3.1% decrease in September, indicating a growing sense of pessimism among consumers. - read more
Prime Capital Introduces 'Business Jumbo Loans' for SMEs
Prime Capital Introduces 'Business Jumbo Loans' for SMEs
13 Oct 2025: Paige Estritori
In response to the growing demand for substantial business financing, Sydney-based non-bank lender Prime Capital has unveiled its 'Business Jumbo Loans' program. This initiative offers loans ranging from $5 million to $25 million, with interest rates starting at 8.64% and a loan-to-value ratio of up to 75%. Notably, the approval process is streamlined to provide decisions within 24 hours. - read more
Westpac's Bold Move to Reclaim Business Lending Leadership
Westpac's Bold Move to Reclaim Business Lending Leadership
05 Oct 2025: Paige Estritori
Westpac Banking Corporation has unveiled an ambitious plan to bolster its presence in the Australian business lending market by recruiting 350 additional bankers over the next two years. This initiative is part of Westpac's broader strategy to reclaim its former leadership position in the sector, which has seen intensified competition among Australia's major banks. - read more
CBA's Record-Breaking Profit Fueled by Robust Lending Growth
CBA's Record-Breaking Profit Fueled by Robust Lending Growth
05 Oct 2025: Paige Estritori
The Commonwealth Bank of Australia (CBA) has announced a record full-year cash profit of A$10.25 billion for the fiscal year ending June 30, 2025. This impressive figure surpasses both analyst expectations and the previous year's profit of A$9.84 billion, highlighting the bank's strong performance in a competitive financial landscape. - read more
Japanese Banks SMBC and MUFG Drive Business Lending Growth in Australia
Japanese Banks SMBC and MUFG Drive Business Lending Growth in Australia
05 Oct 2025: Paige Estritori
Australia's business lending sector is witnessing a significant shift as Japanese banking giants Sumitomo Mitsui Banking Corporation (SMBC) and Mitsubishi UFJ Financial Group (MUFG) emerge as leading growth drivers. In July 2025, the combined business loan books of Australia's top 10 authorised deposit-taking institutions (ADIs) reached A$925 billion, with SMBC and MUFG recording the highest percentage growth rates among them. - read more
Australian Business Lending Surges 9.2% in June 2025
Australian Business Lending Surges 9.2% in June 2025
27 Sep 2025: Paige Estritori
In June 2025, Australia's business lending landscape experienced a significant upswing, with loans to non-financial businesses reaching $1.14 trillion—a 9.2% increase compared to the same month in 2024. This growth rate notably outpaced the 5.6% year-on-year rise in housing loans, which totaled $2.34 trillion. The widening gap between business and housing loan growth, now the largest since September 2022, underscores a renewed appetite for corporate borrowing. - read more
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Business Loans Articles

A Growth Blueprint: Crafting a Financial Plan for Expanding Enterprises
A Growth Blueprint: Crafting a Financial Plan for Expanding Enterprises
Financial planning plays a crucial role when businesses are poised for growth. As enterprises expand, a well-crafted financial plan acts as a guiding framework to navigate the complexities that come with scaling operations. This plan helps in ensuring that resources are meticulously allocated and potential financial hurdles are effectively managed. - read more
Drawing a Roadmap: Effective Planning for Business Loan Utilization in Australia
Drawing a Roadmap: Effective Planning for Business Loan Utilization in Australia
Effective planning is the backbone of any thriving business, and when it comes to leveraging financial products like business loans, this foresight becomes even more crucial. In the dynamic economic landscape of Australia, businesses are continually walking a tightrope, balancing investment, growth, and financial stability. The importance of prudent and strategic planning for business loan utilization cannot be overstated; it can mean the difference between a flourishing enterprise and one that struggles to keep its head above water. - read more
Commercial Property Financing: Top Strategies for Aussie Entrepreneurs
Commercial Property Financing: Top Strategies for Aussie Entrepreneurs
In the entrepreneurial world, securing the right type of financing can be the catalyst for substantial business growth and success. Commercial property financing in Australia encompasses a range of options tailored to meet the diverse needs of businesses, each with its own set of advantages and intricacies. This article delves into the heart of strategic financing, providing Aussie entrepreneurs with guidance on navigating this vital aspect of their business ventures. - read more
The Ultimate Checklist for Applying for a Business Loan in Australia
The Ultimate Checklist for Applying for a Business Loan in Australia
Welcome to the world of boating! Whether you've just bought your first boat or are considering making a purchase, it's essential to understand the importance of regular maintenance. Proper upkeep not only extends the life of your boat but also ensures safety while out on the water. - read more
Bridging the Gap: Accessing Capital Through Start-Up Loans in Australia
Bridging the Gap: Accessing Capital Through Start-Up Loans in Australia
Embarking on a startup journey in Australia is both thrilling and challenging. You have a groundbreaking idea, but starting a business involves numerous hurdles—capital being a primary one. This is where business loans come into play. They are crucial lifelines that help convert entrepreneurial dreams into reality. - read more
Business Loans in Australia: Tips for Finding the Perfect Fit
Business Loans in Australia: Tips for Finding the Perfect Fit
Funding is crucial for startups and small businesses looking to grow and succeed. In Australia, there are multiple financing options available, each catering to different business needs. These options range from traditional bank loans to more flexible lines of credit, helping entrepreneurs find the best fit for their specific requirements. - read more
Unlocking Cash Flow: How Equipment Leasing Can Benefit Your Australian Business
Unlocking Cash Flow: How Equipment Leasing Can Benefit Your Australian Business
In the ever-evolving landscape of Australian business, equipment leasing has emerged as a pivotal financial tool for companies across the spectrum. Whether you're a small start-up or a well-established corporation, the agility to pivot and adapt to market changes is critical. This introduction seeks to shed light on the concept of equipment leasing and its significance in bolstering the operational efficiency of Australian businesses. - read more


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Knowledgebase
Equity:
The amount of (or that portion of) an asset actually owned. Equity is the difference between the market value and the current amount of money still owing on the loan. This is also referred to as the owner’s interest.