Business Loans Australia :: News
SHARE

Share this news item!

Macquarie Bank Halts Trust and Company Lending in Residential Property

A Strategic Move to Curb Speculative Investments and Promote Stability

Macquarie Bank Halts Trust and Company Lending in Residential Property?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Macquarie Bank has announced a pause on trust and company lending within the residential property sector, a decision welcomed by the Property Investors Council of Australia (PICA).
This move aims to mitigate the risk of residential properties becoming speculative assets and to encourage responsible investment practices.

PICA has been vocal about the dangers posed by unlicensed advisors and aggressive property schemes that promote rapid accumulation of properties through complex financial structures. By halting such lending practices, Macquarie Bank seeks to prevent financial overextension among investors and to maintain stability in the housing market.

For prospective property investors, this development serves as a reminder to approach investments with caution. Engaging with licensed financial advisors and thoroughly understanding the implications of various lending structures are essential steps in making informed decisions.

In summary, Macquarie Bank's decision reflects a broader industry effort to promote responsible lending and to safeguard the integrity of the residential property market.

Published:Friday, 14th Nov 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Finance News

Westpac's Bold Move to Strengthen Business Lending
Westpac's Bold Move to Strengthen Business Lending
02 Feb 2026: Paige Estritori
In a significant strategic shift, Westpac Banking Corporation is intensifying its focus on business lending by restructuring its branch operations and investing heavily in digital platforms. This move aims to enhance support for small and medium-sized enterprises (SMEs) across Australia. - read more
AFCA Cautions SMEs on Unregulated Lending Practices
AFCA Cautions SMEs on Unregulated Lending Practices
02 Feb 2026: Paige Estritori
The Australian Financial Complaints Authority (AFCA) has issued a cautionary advisory to small businesses regarding the potential risks associated with engaging lenders who are not members of AFCA. This warning comes in response to a noticeable increase in complaints from SMEs about lenders operating outside the regulatory framework. - read more
SMEs Seek Financing Solutions Ahead of ATO Debt Rule Changes
SMEs Seek Financing Solutions Ahead of ATO Debt Rule Changes
02 Feb 2026: Paige Estritori
Australian small and medium-sized enterprises (SMEs) are proactively seeking financing solutions in response to impending changes in Australian Taxation Office (ATO) debt regulations. Effective July 1, general interest charges (GIC) and shortfall interest charges (SIC) on tax debts will no longer be tax-deductible, prompting a significant uptick in loan inquiries from businesses aiming to manage their tax obligations efficiently. - read more
Rise of Unsecured Business Loans Among Australian SMEs
Rise of Unsecured Business Loans Among Australian SMEs
25 Jan 2026: Paige Estritori
Australian small and medium-sized enterprises (SMEs) are increasingly turning to unsecured business loans as a means of financing growth and operations. This trend reflects a shift away from traditional lending models that require physical assets as collateral, offering businesses greater flexibility and accessibility to funds. - read more
Non-Bank Lenders Escalate Court Actions as Major Banks Withdraw
Non-Bank Lenders Escalate Court Actions as Major Banks Withdraw
17 Jan 2026: Paige Estritori
In recent years, Australia's financial sector has witnessed a notable shift in lending and enforcement practices. Non-bank lenders have significantly increased their court enforcement actions, while major banks have concurrently reduced their involvement in such proceedings. This trend underscores a changing dynamic in creditor behaviour and raises important considerations for small and medium-sized enterprises (SMEs) seeking financing. - read more
Australian SMEs Curtail Borrowing Amid Economic Uncertainty
Australian SMEs Curtail Borrowing Amid Economic Uncertainty
17 Jan 2026: Paige Estritori
In the final quarter of 2025, Australian small and medium-sized enterprises (SMEs) exhibited a cautious approach to borrowing, influenced by ongoing uncertainties surrounding inflation and interest rates. This trend has led to a noticeable decline in lending volumes, reflecting the broader economic apprehensions within the SME sector. - read more
Australia's Commercial Credit Demand Increases Amid Growing Business Confidence
Australia's Commercial Credit Demand Increases Amid Growing Business Confidence
17 Jan 2026: Paige Estritori
In the third quarter of 2025, Australia experienced a notable uptick in commercial credit demand, reflecting a resurgence in business confidence across the nation. Data from Equifax indicates a 3% year-on-year increase in overall commercial credit demand, with business loan applications playing a significant role in this growth. - read more


Business Loans Articles

Understanding Loan Terms and Conditions: A Guide for New Business Owners
Understanding Loan Terms and Conditions: A Guide for New Business Owners
Starting a business often requires a substantial amount of capital, which many new business owners may not have readily available. Business loans can provide the necessary funding to help get your startup off the ground, from purchasing equipment to hiring staff and everything in between. - read more
Mezzanine Finance: A Strategic Tool for Business Growth through Acquisition
Mezzanine Finance: A Strategic Tool for Business Growth through Acquisition
Mezzanine finance represents a sophisticated instrument within the realm of corporate finance, often utilized as a strategic tool when more traditional forms of capital are not ideally suited or are insufficient for a firm's needs. Inherently, it serves as a hybrid between debt and equity financing, tailored to support growth initiatives such as business acquisitions. - read more
From Setbacks to Success: Overcoming Credit Challenges and Fueling Business Growth
From Setbacks to Success: Overcoming Credit Challenges and Fueling Business Growth
In the dynamic world of business, navigating credit challenges is a reality for many Australian business owners. These challenges can stem from various sources, including unpaid customer invoices, unexpected expenses, or the complexities of managing cash flow. Such hurdles often come at inopportune moments, leading to recurring stress for entrepreneurs trying to maintain a stable financial standing. - read more
Customized Leasing Solutions: Finding the Right Terms for Your Business Needs
Customized Leasing Solutions: Finding the Right Terms for Your Business Needs
Equipment leasing presents a strategic financial opportunity for Australian businesses seeking to maximize operational efficiency without the hefty price tag of purchasing. As many companies strive to stay competitive and agile in a bustling economic landscape, the importance of flexible asset acquisition cannot be understated. - read more
Bridging the Gap: Accessing Capital Through Start-Up Loans in Australia
Bridging the Gap: Accessing Capital Through Start-Up Loans in Australia
Embarking on a startup journey in Australia is both thrilling and challenging. You have a groundbreaking idea, but starting a business involves numerous hurdles—capital being a primary one. This is where business loans come into play. They are crucial lifelines that help convert entrepreneurial dreams into reality. - read more
The Ultimate Checklist for Applying for a Business Loan in Australia
The Ultimate Checklist for Applying for a Business Loan in Australia
Welcome to the world of boating! Whether you've just bought your first boat or are considering making a purchase, it's essential to understand the importance of regular maintenance. Proper upkeep not only extends the life of your boat but also ensures safety while out on the water. - read more
Breaking Down Barriers: How to Overcome Delays in Business Loan Approvals
Breaking Down Barriers: How to Overcome Delays in Business Loan Approvals
Embarking on a business endeavor often requires substantial financial support, and securing a business loan can be a crucial step towards progress and expansion. A well-prepared loan application not only showcases your business in its best light but also significantly enhances the prospects of obtaining the needed funds. Attention to detail and a thorough understanding of the lending process can streamline your journey to approval. - read more


Need Help Finding a Loan?
Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Amortization:
The process of gradually paying off a debt over a period of time through regular payments.