Business Loans Australia :: Home

Business Loans For Australian SMEs

Business Loans Australia is your one-stop portal for fast, easy access to all forms of business finance including working capital, business acquisition, plant & equipment leasing, business start-up loans, franchise funding, loan refinancing and commercial property ... regardless of your situation.

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Compare rates and options from a range of bank, non-bank and private lenders via one of our broker referral network partners, who can help you choose the best outcome for your business, whatever your situation.

Any Purpose

working capital, business acquisition, plant & equipment leasing, business start-up loans, franchise funding, loan refinancing and commercial property.

Any Situation

Refused by Banks, Self-employed, Bad Credit History, Low/No Deposit, No Savings History, Ex-bankrupt.


All Features

Secured Loans, unsecured finance, leasing, hire purchase, chattel mortgage, major banks, non-bank lenders, lo/no-doc loans.

Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.

Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of our Business Loan referral partners across Australia - all competing for your business.

No credit check

Unlike many loan websites, submitting your initial finance enquiry with us does not create a credit file entry. Should you choose to proceed with a lender, a credit check may then be required by that lender, subject to their processes. Multiple credit file entries can make it considerably more difficult to obtain a loan and can limit your options.




Business Loans Articles

Understanding Loan Terms and Conditions: A Guide for New Business Owners
Understanding Loan Terms and Conditions: A Guide for New Business Owners
Starting a business often requires a substantial amount of capital, which many new business owners may not have readily available. Business loans can provide the necessary funding to help get your startup off the ground, from purchasing equipment to hiring staff and everything in between. - read more
Unlocking the Secrets to Flexible Business Financing in Australia
Unlocking the Secrets to Flexible Business Financing in Australia
For emerging businesses seeking to navigate the vibrant economic currents of Australia, grasping the startup lending landscape is essential. A myriad of financing options, each with its distinct advantages and caveats, awaits the ambitious entrepreneur. In this sea of possibilities, securing the right funding becomes more than a mere necessity—it represents a decisive factor in charting the course toward business success. - read more
From Setbacks to Success: Overcoming Credit Challenges and Fueling Business Growth
From Setbacks to Success: Overcoming Credit Challenges and Fueling Business Growth
In the dynamic world of business, navigating credit challenges is a reality for many Australian business owners. These challenges can stem from various sources, including unpaid customer invoices, unexpected expenses, or the complexities of managing cash flow. Such hurdles often come at inopportune moments, leading to recurring stress for entrepreneurs trying to maintain a stable financial standing. - read more
Mastering Cash Flow: Essential Tips for Expanding Your Business's Working Capital
Mastering Cash Flow: Essential Tips for Expanding Your Business's Working Capital
Cash flow is the lifeblood of any business, signifying the money that flows in and out of your operations. It's essential for covering daily expenses, paying employees, and capitalizing on growth opportunities. Maintaining a healthy cash flow ensures that a business can meet its obligations and invest in its future. - read more
Business Loans in Australia: Tips for Finding the Perfect Fit
Business Loans in Australia: Tips for Finding the Perfect Fit
Funding is crucial for startups and small businesses looking to grow and succeed. In Australia, there are multiple financing options available, each catering to different business needs. These options range from traditional bank loans to more flexible lines of credit, helping entrepreneurs find the best fit for their specific requirements. - read more
Unlocking Cash Flow: How Equipment Leasing Can Benefit Your Australian Business
Unlocking Cash Flow: How Equipment Leasing Can Benefit Your Australian Business
In the ever-evolving landscape of Australian business, equipment leasing has emerged as a pivotal financial tool for companies across the spectrum. Whether you're a small start-up or a well-established corporation, the agility to pivot and adapt to market changes is critical. This introduction seeks to shed light on the concept of equipment leasing and its significance in bolstering the operational efficiency of Australian businesses. - read more
Secured vs Unsecured Business Loans: Which is Right for You?
Secured vs Unsecured Business Loans: Which is Right for You?
In Australia, business loans are a crucial tool for companies looking to grow, expand, or manage cash flow. From small enterprises to large corporations, securing funding can mean the difference between success and failure. The financial landscape is diverse, offering various loan options tailored to different needs and business models. - read more

Finance News

APRA's New Cap on High DTI Home Loans: What It Means for Borrowers
APRA's New Cap on High DTI Home Loans: What It Means for Borrowers
30 Nov 2025: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks in the housing market. Effective February 2026, APRA will implement a cap restricting banks from issuing more than 20% of new home loans to borrowers with debt-to-income (DTI) ratios of six times or higher. This measure applies to both owner-occupier and investor loans, excluding new housing developments. - read more
Global Dynamics and Their Impact on Australia's Financial Landscape
Global Dynamics and Their Impact on Australia's Financial Landscape
30 Nov 2025: Paige Estritori
In a recent address in Sydney, Penelope Smith, head of the international department at the Reserve Bank of Australia (RBA), shed light on the significant influence of global factors on Australia's financial conditions. She pointed out that indicators such as low equity risk premia and credit spreads suggest that financial conditions may be more accommodative than they appear at first glance. - read more
Westpac's Financial Performance: Navigating Challenges in a Competitive Mortgage Market
Westpac's Financial Performance: Navigating Challenges in a Competitive Mortgage Market
30 Nov 2025: Paige Estritori
Westpac Banking Corporation has reported a slight decrease in its annual profit, recording A$6.99 billion for the year ending September 30, 2025, down from A$7.11 billion the previous year. Despite this decline, the result surpassed analysts' expectations of A$6.83 billion. - read more
NAB Lowers Business Loan Interest Rates by 0.25%
NAB Lowers Business Loan Interest Rates by 0.25%
22 Nov 2025: Paige Estritori
National Australia Bank (NAB), Australia's largest business bank, has announced a 0.25% per annum reduction in interest rates for eligible business lending products. This decision follows the Reserve Bank of Australia's (RBA) recent 0.25% cut to the cash rate. - read more
ASIC Advocates for Improved Standards in Private Lending Sector
ASIC Advocates for Improved Standards in Private Lending Sector
22 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has released a comprehensive report urging the private lending sector to elevate its standards to align more closely with traditional banking practices. This call to action stems from ASIC's findings of inconsistent reporting, downplayed risks, and opaque fee structures within the rapidly growing private credit market. - read more
Australian Commercial Credit Demand Increases by 3% in Q3 2025
Australian Commercial Credit Demand Increases by 3% in Q3 2025
22 Nov 2025: Paige Estritori
Recent data from Equifax indicates a 3% year-on-year rise in overall commercial credit demand in Australia for the third quarter of 2025. This growth is primarily driven by an uptick in business loan applications across the eastern states, reflecting a positive trend in the nation's business sector. - read more
ANZ Bank's Financial Performance and Strategic Cost Reductions
ANZ Bank's Financial Performance and Strategic Cost Reductions
14 Nov 2025: Paige Estritori
ANZ Group has reported a 14% decline in annual cash earnings, amounting to A$5.79 billion for the fiscal year ending September 30, 2025. This downturn is primarily attributed to a significant post-tax impact of A$1.11 billion, which includes A$414 million in redundancy costs for 3,500 employees and A$264 million in penalties from a regulatory lawsuit. - read more

Need Help Finding a Loan?
Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Bridge Loan:
A short-term loan used until a person or company secures permanent financing or removes an existing obligation.